:root{--navy:#0d2436;--navy2:#143650;--court:#2d6fa8;--court2:#245c8d;--green:#2f7d4f;--ball:#d4f03c;--ink:#14212b;--ink2:#46535f;--muted:#6b7682;--line:#e3e8ec;--bg:#f7f9fa;--card:#fff;--r:14px;--shadow:0 10px 30px rgba(13,36,54,.08)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px}
img,svg{max-width:100%;display:block}a{color:var(--court2)}a:hover{color:var(--navy)}
h1,h2,h3{font-family:Outfit,Inter,sans-serif;line-height:1.15;margin:0 0 .5em;color:var(--navy);letter-spacing:-.01em}
h1{font-size:clamp(2rem,4.4vw,3.1rem);font-weight:800}h2{font-size:clamp(1.55rem,3vw,2.1rem);font-weight:700}h3{font-size:1.18rem;font-weight:700}
p{margin:0 0 1em}.wrap{max-width:1160px;margin:0 auto;padding:0 20px}.narrow{max-width:820px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px 12px;z-index:99}
.hdr{background:var(--navy);position:sticky;top:0;z-index:50;box-shadow:0 2px 10px rgba(0,0,0,.15)}
.hdr .wrap{display:flex;align-items:center;gap:18px;min-height:68px}
.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-family:Outfit,sans-serif;font-weight:800;font-size:1.05rem;line-height:1.1}
.brand small{display:block;font-weight:500;font-size:.72rem;color:#b9c8d4;letter-spacing:.06em;text-transform:uppercase}
.brand:hover{color:#fff}.nav{margin-left:auto;display:flex;gap:4px;align-items:center}
.nav a{color:#dce6ee;text-decoration:none;font-size:.93rem;font-weight:500;padding:8px 11px;border-radius:8px}.nav a:hover{background:rgba(255,255,255,.08);color:#fff}
.btn{display:inline-flex;align-items:center;gap:8px;background:var(--ball);color:var(--navy);font-weight:700;text-decoration:none;border:0;border-radius:10px;padding:12px 20px;font-size:1rem;cursor:pointer;font-family:inherit;box-shadow:0 4px 0 #a9c21f}
.btn:hover{filter:brightness(1.04);color:var(--navy)}.btn--ghost{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.4);box-shadow:none}.btn--ghost:hover{color:#fff;background:rgba(255,255,255,.08)}
.nav .btn{padding:9px 16px;margin-left:6px;color:var(--navy)}
.menu{display:none;margin-left:auto;background:none;border:0;color:#fff;padding:8px;cursor:pointer}.menu svg{width:28px;height:28px}
@media(max-width:940px){.menu{display:block}.nav{display:none;position:absolute;left:0;right:0;top:68px;background:var(--navy);flex-direction:column;align-items:stretch;padding:10px 20px 18px}.nav.open{display:flex}.nav a{padding:12px}.nav .btn{margin:8px 0 0;justify-content:center}}
.hero{background:radial-gradient(1200px 500px at 85% -10%,#1d4f73 0,transparent 60%),linear-gradient(180deg,var(--navy) 0,var(--navy2) 100%);color:#e8f0f6;padding:52px 0 64px}
.hero .wrap{display:grid;grid-template-columns:1.08fr .92fr;gap:42px;align-items:start}
.hero h1{color:#fff}.hero p.lead{font-size:1.13rem;color:#cfdbe5;max-width:600px}
.eyebrow{display:inline-block;background:rgba(212,240,60,.14);color:var(--ball);font-weight:700;font-size:.8rem;letter-spacing:.08em;text-transform:uppercase;padding:6px 12px;border-radius:999px;margin-bottom:14px}
.ticks{list-style:none;padding:0;margin:18px 0 26px;display:grid;gap:8px}.ticks li{display:flex;gap:10px;align-items:flex-start;color:#e3ecf2}
.ticks li:before{content:"";flex:0 0 20px;height:20px;margin-top:3px;border-radius:50%;background:var(--ball) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M5 12.5l4.5 4.5L19 7.5' fill='none' stroke='%230d2436' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/14px no-repeat}
.save{display:inline-flex;gap:10px;align-items:center;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:12px;padding:10px 14px;color:#fff;font-weight:600}
.save b{color:var(--ball);font-size:1.4rem;font-family:Outfit,sans-serif}
.court-art{margin-top:28px;width:100%;max-width:520px;height:auto;border-radius:22px;box-shadow:0 16px 30px rgba(0,0,0,.24)}
@media(max-width:940px){.hero .wrap{grid-template-columns:1fr}.court-art{display:none}}
.quote{background:#fff;color:var(--ink);border-radius:18px;padding:24px;box-shadow:0 24px 60px rgba(0,0,0,.25);border-top:6px solid var(--ball)}
.quote h2{font-size:1.45rem;margin:6px 0 4px}.quote .sub{color:var(--ink2);font-size:.95rem;margin-bottom:14px}
.badge{display:inline-block;font-size:.75rem;font-weight:700;color:var(--green);background:#e8f5ec;padding:4px 10px;border-radius:999px}
.qgrid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.qf{display:flex;flex-direction:column;gap:5px}.qf--full{grid-column:1/-1}
.qf label{font-size:.85rem;font-weight:600;color:var(--ink2)}
.qf input,.qf select,.qf textarea{font:inherit;font-size:.98rem;padding:11px 12px;border:1.5px solid #cfd8df;border-radius:10px;background:#fbfcfd;color:var(--ink);width:100%}
.qf textarea{min-height:76px;resize:vertical}.qf input:focus,.qf select:focus,.qf textarea:focus{outline:none;border-color:var(--court);box-shadow:0 0 0 3px rgba(45,111,168,.15)}
.qcheck{display:flex;gap:10px;align-items:flex-start;font-size:.85rem;color:var(--ink2);grid-column:1/-1}.qcheck input{margin-top:4px;width:18px;height:18px;flex:0 0 18px}
.quote .btn{width:100%;justify-content:center;margin-top:14px;font-size:1.05rem;padding:14px}
.qnote{font-size:.78rem;color:var(--muted);margin:10px 0 0}.hp{position:absolute;left:-9999px}
.qstatus{margin:12px 0 0;padding:12px 14px;border-radius:10px;font-size:.92rem;font-weight:600}.qstatus--ok{background:#e8f5ec;color:#1e5a37}.qstatus--err{background:#fdecec;color:#8a1f1f}
.prefill{grid-column:1/-1;font-size:.85rem;background:#eef5fb;color:var(--court2);border-radius:8px;padding:8px 12px;display:none}.prefill.on{display:block}
@media(max-width:520px){.qgrid{grid-template-columns:1fr}}
.blk{padding:64px 0}.blk--alt{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.sec-h{max-width:760px;margin-bottom:30px}.sec-h p{color:var(--ink2);font-size:1.05rem}
.grid{display:grid;gap:20px}.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
@media(max-width:900px){.g3,.g4{grid-template-columns:repeat(2,1fr)}}@media(max-width:620px){.g2,.g3,.g4{grid-template-columns:1fr}}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:22px;box-shadow:var(--shadow)}
.card p{color:var(--ink2);margin:0}.card .ico{width:44px;height:44px;border-radius:12px;background:#eef5fb;display:grid;place-items:center;margin-bottom:14px;color:var(--court2)}
.card .ico svg{width:24px;height:24px}
a.card{text-decoration:none;color:inherit;transition:transform .15s,box-shadow .15s}a.card:hover{transform:translateY(-3px);box-shadow:0 16px 36px rgba(13,36,54,.12)}
.area-card h3{display:flex;justify-content:space-between;align-items:center}.area-card h3:after{content:"→";color:var(--court)}
.area-card small{display:block;color:var(--muted);margin-top:6px;font-size:.86rem;line-height:1.45}
.steps{counter-reset:s}.step{position:relative;padding-top:54px}.step:before{counter-increment:s;content:counter(s);position:absolute;top:0;left:0;width:40px;height:40px;border-radius:50%;background:var(--navy);color:var(--ball);font-weight:800;display:grid;place-items:center;font-family:Outfit,sans-serif;font-size:1.15rem}
.pro{display:flex;gap:16px;align-items:flex-start}.pro .mono{flex:0 0 58px;height:58px;border-radius:14px;background:linear-gradient(135deg,var(--court),var(--green));color:#fff;font-family:Outfit,sans-serif;font-weight:800;font-size:1.3rem;display:grid;place-items:center}
.pro .tag{display:inline-block;font-size:.78rem;font-weight:700;color:var(--green);background:#e8f5ec;border-radius:999px;padding:3px 10px;margin:2px 0 8px}
.pro .loc{font-size:.85rem;color:var(--muted);margin-bottom:6px}.pro .btn{margin-top:14px;padding:9px 14px;font-size:.92rem;box-shadow:0 3px 0 #a9c21f}
table{width:100%;border-collapse:collapse;background:#fff;border-radius:12px;overflow:hidden;box-shadow:var(--shadow);font-size:.96rem}
th,td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line);vertical-align:top}th{background:var(--navy);color:#fff;font-weight:600;font-size:.88rem;letter-spacing:.02em}
tr:last-child td{border-bottom:0}td.n{white-space:nowrap;font-weight:600;color:var(--navy)}
.tbl-wrap{overflow-x:auto;border-radius:12px}
.prose h2{margin-top:1.6em}.prose h3{margin-top:1.4em}.prose ul{padding-left:1.2em}.prose li{margin-bottom:.4em}
.note{background:#fffbe6;border:1px solid #f1e3a0;border-radius:12px;padding:14px 18px;color:#5c4a00;font-size:.94rem}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:10px;padding:0 18px}
.faq summary{cursor:pointer;font-weight:700;color:var(--navy);padding:16px 0;list-style:none;display:flex;justify-content:space-between;gap:12px}
.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";font-size:1.4rem;color:var(--court);line-height:1}.faq details[open] summary:after{content:"–"}
.faq details p{color:var(--ink2);margin:0 0 16px}
.cta-band{background:linear-gradient(120deg,var(--navy),var(--court2));color:#fff;border-radius:20px;padding:40px;display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.cta-band h2{color:#fff;margin:0 0 6px}.cta-band p{color:#d5e2ec;margin:0}
.page-head{background:linear-gradient(180deg,var(--navy),var(--navy2));color:#dbe6ef;padding:40px 0 46px}
.page-head h1{color:#fff;max-width:900px}.page-head p{max-width:760px;font-size:1.08rem;color:#cad8e3;margin:0}
.crumbs{list-style:none;display:flex;flex-wrap:wrap;gap:6px;padding:0;margin:0 0 16px;font-size:.85rem;color:#9fb5c6}.crumbs a{color:#cfe0ec;text-decoration:none}.crumbs li+li:before{content:"›";margin-right:6px}
.two{display:grid;grid-template-columns:1.35fr .9fr;gap:40px;align-items:start}.two aside{position:sticky;top:90px}
@media(max-width:940px){.two{grid-template-columns:1fr}.two aside{position:static}}
.prose .g2{grid-template-columns:1fr}.cities{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0;margin:0}.cities li{background:#eef5fb;color:var(--court2);border-radius:999px;padding:6px 12px;font-size:.88rem;font-weight:600}
footer{background:var(--navy);color:#b8c8d5;padding:52px 0 26px;font-size:.93rem;margin-top:0}
footer a{color:#dce6ee;text-decoration:none}footer a:hover{color:#fff;text-decoration:underline}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px}@media(max-width:860px){.fgrid{grid-template-columns:1fr 1fr}}
footer h3{color:#fff;font-size:1rem;margin-bottom:12px}footer ul{list-style:none;padding:0;margin:0;display:grid;gap:7px}
.fbot{border-top:1px solid rgba(255,255,255,.12);margin-top:34px;padding-top:18px;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;font-size:.82rem;color:#8ea4b5}
.disclose{font-size:.82rem;color:#8ea4b5;max-width:900px;margin-top:12px}
.sticky-cta{display:none}@media(max-width:700px){.sticky-cta{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:60;padding:10px 14px;background:rgba(13,36,54,.96)}.sticky-cta .btn{width:100%;justify-content:center}body{padding-bottom:70px}}